Case study 1

Ray and Annette dream of buying a new home. But past challenges left them with a two year old bankruptcy, vehicle repossession and medical bills that felt like obstacles they might never overcome.

Within four months of joining the program, the bankruptcy, repossession and medical bills were removed from all three credit reports, putting Ray & Annette back on track to achieve their dream.

“I’ve never seen anything like it. It just blows me away that this program could do what they’ve done so quickly. They cleaned up all three of our credit reports in three months! It’s like none of those things ever happened. I thought we’d be living with that bankruptcy for seven years. It’s gone after only two years. I know we still have work to do, but with this program’s help, we will get there.


Case study 2

After his divorce, Kevin’s ex-wife used his social security number to open credit cards and refinance a house. When he was turned down for a car loan, he learned his credit score had dropped into the low 400s. He immediately sought our professional assistance to help clean up his credit report.

In just six months, Kevin’s FICO score increased 200 points! Not only can he buy that car now, he’s also financing a new home at a reasonable interest rate.

“I couldn’t have done it without you! Thanks for being with me every step of the way. That thick credit report is sure a lot thinner now and more attractive to lenders. I not only qualify for a car now, I’m also financing a new home. And I’m being really careful to protect my score by not letting anyone pull my credit until I’m ready to buy.


Case Study 3

Kelly joined the program for help qualifying to finance a new home. At the time, she couldn’t even qualify for a credit card. Her credit score had dropped into the mid 500s because of her ex-husband’s debt and late payments. We were successful proving her report reflected charges made by her ex-husband after the divorce that shouldn’t be on her own personal credit history.

In just three months, Kelly’s score jumped from the mid-500s to 817! Her credit improved so dramatically, she got 100% financing on her new home at prime rates! As you can imagine, she’s thrilled with her results.

“You guys really do work miracles. I’m so grateful for everything you’ve done to help us. My divorce is finally behind me and the kids and I love our new house. Thank you for being there when we most needed your expertise. How can I ever thank you?”


Case Study 4

Rodney wanted to improve his FICO score to qualify for a lower interest rate when he refinanced his home. He heard horror stories about “fly-by-night credit repair” companies that promise big results to justify a never-ending monthly fee. His concerns quickly resolved when he began to see results in our program.

Rodney’s credit score went from the 500s to the high 600s in six months, qualifying him for a better refinance rate on his home. Not only did he qualify for his mortgage at prime rates with his improved credit score, even his insurance rates dropped.

I went from not being able to get a loan to mortgage companies competing for my business! It makes me feel great. I’m a highly satisfied customer who can’t recommend this program often enough to so many people who really need what you do so graciously.

I read years ago that your credit is a reflection of who you are. I looked at my credit and said “this isn’t me.” So, I got professional help from people who gave me respect, great customer service, one heck of a credit education and great results. I realize that now it’s up to me to implement everything they taught me. I intend to stay responsible.”