Many items on personal credit reports are either inaccurate or improperly documented. By law, you have the right to challenge these negative items and ask for full documentation around them. In the past, we’ve seen a large majority of these negative marks against personal credit reports be removed.
When you first join our program, we will evaluate your credit reports and decide what items should be challenged. We will then contest these marks with the credit bureaus. By law, the credit bureau must remove any derogatory marks against
your credit if they are inaccurate or improperly documented.
Using this program has resulted in clients gaining more than 100 points on their personal credit score. This jump enables our clients to take advantage of much lower interest rates and get approvals for credit lines and home loans they could only dream of before seeking our help. |
| HOW MUCH DOES IT COST? |
| To best meet our customer’s needs, Personal Credit Services offers two levels of service. The only difference between the levels is the amount of negative items that can be challenged per month. Please note, the sign up fee is a one time, non refundable fee. The monthly fee, while non refundable recurs monthly and can be cancelled at any time. You also get access to our online website. |
> Gold Package (Up to 3 items from your credit report will be challenged per month)
Sign up fee: $149 - Monthly fee: $179/month
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> Platinum Package (Up to 6 items from your credit report challenged per month)
Sign up fee: $149 - Monthly fee: $299/month |
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